Affordability calculators are a tricky thing. When someone asks, “How much house can I afford?” what they really need to know is, “How much can I actually get financing for?” Unfortunately, online mortgage calculators are pretty bad at giving a reliable...
Let’s face it: shopping for mortgages can be a struggle. Checking interest rates, filling out loan applications, choosing a lender — all the choices and numbers can be overwhelming. But it’s worth the research and time. Comparing mortgage rates...
Oftentimes, the process of securing a mortgage and buying a house is quite tedious. As a result, most people would rather pay off their mortgage without stress than consider options like mortgage refinancing.  However, by refinancing, you can secure...
Getting older might seem bad, but there are a lot of perks when you hit the 50-year milestone. One of those perks is paying less or the ability to save money car insurance, primarily due to the fact that...
With the spread of COVID-19, some employers are laying their employees off since they aren’t considered an essential business. This time can be scary for many, not knowing when things will return to normal and if they will have...
Credit scores are pretty mysterious. Your score can change overnight and vary by credit bureau. While there’s no secret formula to obtaining a perfect credit score, there are certain actions you can take to give it a boost. On...
Looking for a checking account with no fees or low fees and a low minimum deposit? The folks at Smartasset.com reviewed 20 checking accounts to determine which ones were the best and rated them by their fees, minimum deposit...
Any business that wants to accept credit cards as payment needs a credit card processor. The processor opens up the channel of communication between the merchant’s store and the client’s bank. It allows the payment to move from one end to the...
Many people dread tax season. But if you’re expecting a tax refund for the 2019 tax season (filed in 2020), you’ve got something to look forward to. With your extra funds, you may be able to pay off some...
For many people, car insurance is a major expense category in the household budget. And because it’s against the law to drive without car insurance, it’s not a budget item that can be eliminated unless you’re willing to go car-free....