For many people, car insurance is a major expense category in the household budget. And because it’s against the law to drive without car insurance, it’s not a budget item that can be eliminated unless you’re willing to...
When you refinance a mortgage, you take out a new loan to pay off the old one. This time, you aim for a lower interest rate and better terms. However, refinancing a mortgage can be a risky...
Refinancing your mortgage to a lower rate is a smart move if you’re looking to lower your monthly payments or to save on interest but the closing costs can be an obstacle for some homeowners. Closing costs typically run...
There are ways to save money when buying life insurance, but they don’t always entail paying a lower premium immediately. As your top priority, look for a policy that meets your needs. Buying the wrong benefits for...
Your credit score is more than just a number, it’s a report card of sorts. It tells lenders how well you manage your finances. The better your credit score is, the more likely you can be approved for...
Looking for a checking account with no fees or low fees and a low minimum deposit? The folks at Smartasset.com reviewed 20 checking accounts to determine which ones were the best and rated them by their fees,...
If you need cash to bankroll a large purchase, you can’t wait to save up for it and you’re not interested in paying credit card interest, a visit to your bank or credit union can be an...