Having adequate car insurance is both smart and prudent, but there's no question that it adds to the expense of driving. The good news is that premiums can vary by hundreds of dollars depending on a number of factors. Review your coverage at renewal time to make sure your insurance is in step with your needs, and follow these practical steps to reduce the bottom line on your auto policy.
Managing your checking account seems easy enough. Money goes in, money comes out and as long as you’re in the black at the end of the month you’re fine, right? Not necessarily. Even though it’s pretty straightforward, plenty of...
Filing your taxes yourself has never been easier. As long as you have internet access, you can submit your tax return from the comfort of your couch. In fact, according to the IRS,...
People who need money to cover unexpected expenses such as medical bills or car repairs, to consolidate credit card payments or to start a business, and who own their own home, oftentimes wonder if a reverse mortgage...
There are two types of loans – secured and unsecured. We discuss secured personal loans here. People who have collateral will usually apply for loans “secured” by that collateral. Collateral consists of an...
What is a Secured Personal Loan? In a secured personal loan, the borrower puts up collateral – an item of high value – as security for the loan. If the buyer defaults on the...
In December 2017, the Tax Cuts and Jobs Act was signed into law which resulted in some major changes to how Americans would pay their taxes. For example, the 1040EZ form no longer exists....