When you refinance a mortgage, you take out a new loan to pay off the old one. This time, you aim for a lower interest rate and better terms. However, refinancing a mortgage can be a risky process. It’s...
Refinancing your mortgage to a lower rate is a smart move if you’re looking to lower your monthly payments or to save on interest but the closing costs can be an obstacle for some homeowners. Closing costs typically run several thousand...
There are ways to save money when buying life insurance, but they don’t always entail paying a lower premium immediately. As your top priority, look for a policy that meets your needs. Buying the wrong benefits for a low...
Your credit score is more than just a number, it’s a report card of sorts. It tells lenders how well you manage your finances. The better your credit score is, the more likely you can be approved for loans, credit...
Looking for a checking account with no fees or low fees and a low minimum deposit? The folks at Smartasset.com reviewed 20 checking accounts to determine which ones were the best and rated them by their fees, minimum deposit...
If you need cash to bankroll a large purchase, you can’t wait to save up for it and you’re not interested in paying credit card interest, a visit to your bank or credit union can be an alternative. Personal loans tend...
Having adequate car insurance is both smart and prudent, but there's no question that it adds to the expense of driving. The good news is that premiums can vary by hundreds of dollars depending on a number of factors. Review your coverage at renewal time to make sure your insurance is in step with your needs, and follow these practical steps to reduce the bottom line on your auto policy.
Managing your checking account seems easy enough. Money goes in, money comes out and as long as you’re in the black at the end of the month you’re fine, right? Not necessarily. Even though it’s pretty straightforward, plenty of people still...
Filing your taxes yourself has never been easier. As long as you have internet access, you can submit your tax return from the comfort of your couch. In fact, according to the IRS, 92% of tax returns were e-filed in...
People who need money to cover unexpected expenses such as medical bills or car repairs, to consolidate credit card payments or to start a business, and who own their own home, oftentimes wonder if a reverse mortgage is their...