Credit scores are pretty mysterious. Your score can change overnight and vary by credit bureau. While there’s no secret formula to obtaining a perfect credit score, there are certain actions you can take to give it a...
Looking for a checking account with no fees or low fees and a low minimum deposit? The folks at Smartasset.com reviewed 20 checking accounts to determine which ones were the best and rated them by their fees,...
Any business that wants to accept credit cards as payment needs a credit card processor. The processor opens up the channel of communication between the merchant’s store and the client’s bank. It allows the payment to move from one end...
Many people dread tax season. But if you’re expecting a tax refund for the 2019 tax season (filed in 2020), you’ve got something to look forward to. With your extra funds, you may be able to pay...
For many people, car insurance is a major expense category in the household budget. And because it’s against the law to drive without car insurance, it’s not a budget item that can be eliminated unless you’re willing to...
When you refinance a mortgage, you take out a new loan to pay off the old one. This time, you aim for a lower interest rate and better terms. However, refinancing a mortgage can be a risky...
Refinancing your mortgage to a lower rate is a smart move if you’re looking to lower your monthly payments or to save on interest but the closing costs can be an obstacle for some homeowners. Closing costs typically run...